Monthly Archives: December 2011

Pretty Weeds in a Vase

My daughter is usually not girlie but every now and then, she surprises me. This week it was with these flowers. They grow in the fields around our home and we think of them as weeds. According to my husband, locals call the plant “herbe sainte” or holly grass. If cows eat it, he says it makes their milk bitter. When you get a handful and put them in a vase, they look pretty and last for days.

 Yellow flowers in a vase

Wishing You a Very Merry Christmas!

Today is Christmas and no, these pictures are not from Louisiana. As I write this, it is cloudy, raining, and the ground is yellow for the most part, not white. This may be the only day of the year when I kinda miss the snow. Kinda. Just for the look, not the cold. I took these pictures in Quebec City last February and thought they would make a nice virtual Christmas card.

Snow on roof tops in Quebec city

Merry Christmas!

Image of snow in Quebec city

Last Chance for Noël Acadien au Village Tonight!

My daughter and I went to the Acadian Village Wednesday night to see the lights. We arrived early and the walk through the village was a breeze. By the time we left, shortly after 7pm, the sidewalk was packed with people and traffic in the streets leading to the village was pretty bad, too.

Christmas time at Acadian Village in Lafayette, LATonight is the last night and the last chance this year to see Noël Acadien au Village and its half million lights! Doors open at 5:30 and the event ends at 9pm.

There are also rides for the kids, food, and Santa (of course). The little girl in the pink shirt here is mine. She had a blast!

Are You Ready for Home Ownership?

If you have been thinking about buying a home in Lafayette or elsewhere, you probably wonder about what it takes to get there. Here are some questions to answer that will help you get started in your quest to home ownership.

  • Buying a home is a process. Answering these questions will get you closer to your goalAre you secure in your employment and do you have a track record? Lenders will want to not only see your current income, they will also ask for copies of your tax returns for the past two years. You will have to show that your income has been stable for a couple of years .
  • Do you have a good credit score and credit history? Your score is important when you are considering buying a home. The higher the score, the lower the interest rate you will have to pay. A higher credit score can save you hundreds of dollars every month. Lenders will also look at your credit history: how long you’ve had accounts open, any late payments, etc. You can look at your credit report once a year for free by going to freecreditreport.com. To look at your credit score costs a little but if you are just starting the process, it may be worth it.
  • Do you have money in savings? Yes, it costs money to buy a home. Even if you can obtain 100% financing, there will be closing costs involved. Closing costs include lender’s origination charges and document preparation, attorney fees, appraisal fees, inspection fees, etc. You may be able to ask the seller to cover some of these fees but likely not all. If you do not have any cash, start saving today!

And as always, if you have any questions about the home buying or home selling process, feel free to contact me. I’m always just a couple of clicks away!

Monthly Archives: December 2011

Pretty Weeds in a Vase

My daughter is usually not girlie but every now and then, she surprises me. This week it was with these flowers. They grow in the fields around our home and we think of them as weeds. According to my husband, locals call the plant “herbe sainte” or holly grass. If cows eat it, he says it makes their milk bitter. When you get a handful and put them in a vase, they look pretty and last for days.

 Yellow flowers in a vase

Wishing You a Very Merry Christmas!

Today is Christmas and no, these pictures are not from Louisiana. As I write this, it is cloudy, raining, and the ground is yellow for the most part, not white. This may be the only day of the year when I kinda miss the snow. Kinda. Just for the look, not the cold. I took these pictures in Quebec City last February and thought they would make a nice virtual Christmas card.

Snow on roof tops in Quebec city

Merry Christmas!

Image of snow in Quebec city

Last Chance for Noël Acadien au Village Tonight!

My daughter and I went to the Acadian Village Wednesday night to see the lights. We arrived early and the walk through the village was a breeze. By the time we left, shortly after 7pm, the sidewalk was packed with people and traffic in the streets leading to the village was pretty bad, too.

Christmas time at Acadian Village in Lafayette, LATonight is the last night and the last chance this year to see Noël Acadien au Village and its half million lights! Doors open at 5:30 and the event ends at 9pm.

There are also rides for the kids, food, and Santa (of course). The little girl in the pink shirt here is mine. She had a blast!

Are You Ready for Home Ownership?

If you have been thinking about buying a home in Lafayette or elsewhere, you probably wonder about what it takes to get there. Here are some questions to answer that will help you get started in your quest to home ownership.

  • Buying a home is a process. Answering these questions will get you closer to your goalAre you secure in your employment and do you have a track record? Lenders will want to not only see your current income, they will also ask for copies of your tax returns for the past two years. You will have to show that your income has been stable for a couple of years .
  • Do you have a good credit score and credit history? Your score is important when you are considering buying a home. The higher the score, the lower the interest rate you will have to pay. A higher credit score can save you hundreds of dollars every month. Lenders will also look at your credit history: how long you’ve had accounts open, any late payments, etc. You can look at your credit report once a year for free by going to freecreditreport.com. To look at your credit score costs a little but if you are just starting the process, it may be worth it.
  • Do you have money in savings? Yes, it costs money to buy a home. Even if you can obtain 100% financing, there will be closing costs involved. Closing costs include lender’s origination charges and document preparation, attorney fees, appraisal fees, inspection fees, etc. You may be able to ask the seller to cover some of these fees but likely not all. If you do not have any cash, start saving today!

And as always, if you have any questions about the home buying or home selling process, feel free to contact me. I’m always just a couple of clicks away!